MyECheck created items, electronic RCCs are governed by Check 21 law and Uniform Commercial Code (UCC state law). These laws are much more favorable to the recipient, you, than are the laws governing ACH transactions – particularly with respect to charge-backs.

MyECheck has Broader Reach

MyECheck can debit every US checking account, even accounts that ACH cannot debit. Such accounts include accounts at many Credit Unions, S&Ls, small banks, brokerage accounts, business accounts and credit card check accounts.

In fact, MyECheck provides you with access to more customers than any other single payment method.

MyECheck Provides Faster Clearing and Availability. MyECheck items are created, file formatted and submitted directly into the banking system for fastest possible clearing. Providing your bank with expedited availability.

With faster clearing and availability, risk is reduced, cash flow is improved, and services can be provided sooner with greater confidence.