Purchasing, Corporate, and Business cards are increasingly being presented for payment of purchase orders and invoices. Without Level 3 processing, these card types can be expensive. Level 3 processing requires that the merchant enter prompts for customer code and tax amount in addition to the standard payment information. At Payment Transaction Systems a Level 3 merchant account will help your business manage your Interchange pricing qualification thus lowering your cost of processing Visa and Mastercard transactions.

Level 3 pricing requires use of a compliant system that collects and submits the proper information through Interchange. We offer stand-alone credit card terminal-based applications on a variety of units as well as software solutions for as little as $299. We also offer a full line of eCommerce Level 2 and 3 Internet gateway services for web orders. A personal representative will assist you in selecting the product right for your business. A complete analysis of your card processing and related savings are available by contacting us at 888-748-0861.

When deciding on payment solutions in a "Card Not Present" environment, you will want to work with a professional who can help you address:

• Risk (best practices, fraud, and chargeback risk)
• Technology (acceptance method based on transaction volume and instant fulfillment)
• Rates & Fees (merchant credit and check acceptance cost)

Payment Transaction Systems will provide you with the education to help you safely implement a payment solution that best meets your needs.

B2B Terminal

Terminal Capture Systems offer merchants a low-cost method of accepting credit cards over the phone, by mail or over the Internet and who can manually process order fulfillment and payments, but who want the added features and rate and risk reductions offered by Level 2 prompts, CVV2, and Address Verification Service (AVS). Terminal systems also work well to obtain authorizations up front while forcing transactions at time of order delivery. Ease of use and set up provides lower development and implementation cost. Integrated printers generate customer receipts and end-of-day batch reports.

B2B Software

There are two choices for Internet eCommerce merchants: 1) purchase, install, and manage your own payment software solution on your server or 2) outsource with a payment gateway provider. Both have pros and cons depending on your technical resources. Payment Transaction Systems offers network compatibility with either. The in-house or outsourced payment processing will interface with your home-grown or store-bought shopping cart that will allow your customers to select their order and payment method.

Apply Today